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• The Core Plan (Option A) is 100% paid by the University. 
• The monthly premium for active employees is $0.  

• You're automatically enrolled in the Core Plan (Option A) when you first become benefit eligible. 
• If you choose to waive this free coverage when first eligible, a Statement of Health form will be required if enrolling at a later date. 
• If you wish to opt out of coverage, contact the HR Service Center to complete a separate form. 

• Covers up to 60% of eligible salary. 
• The maximum annual base salary covered is $150,000. 

Help replace up to 75% if you have a covered disabling illness or injury.

Offered to eligible faculty and staff earning $150,000 or more total income who financially qualify for a minimum benefit of $300. 

All plan premiums are paid by the employee. Premiums are paid through after-tax payroll deductions. 

Unum conducts a separate enrollment period each year; you will not enroll in this plan as a new hire, or during the regular annual enrollment period. 

If you are eligible, Unum will contact you in the spring, generally April, with enrollment details. This is a completely voluntary plan with one opportunity to enroll. 

• Catastrophic coverage, which can replace 100% of pre-disability earnings in the event of more severe disability. 
• 25% premium discount, guaranteed not to increase before age 65. 
• Choice of maximum or reduced benefit. 
• Ability to keep your policy with the same rate and benefits if you leave the University in the future.